Has your Insurance Company Denied Your Claim in Bad Faith?

If so, then you need Attorneys prepared to go to court to enforce the contract you agreed and have paid for!  A contract sets forth the terms of an agreement between parties. Each party must, in accordance with the law, act in good faith and perform as stated in the contract. Insurance policies are contracts between you and your insurance company. The same principles of contract law apply.

If your insurance company does not pay benefits specified in your policy or unreasonably rejects a claim, you may have grounds for a bad faith insurance claim. You could bring a claim against the company for acting in bad faith under the terms of the contract.

Bad faith practices include:

  • Denying benefits due
  • Delaying payment of benefits
  • Failing to respond to a claim
  • Failing to timely investigate a claim
  • Offering unreasonably low compensation for damages

In Knoxville, Tennessee, the Ellis & Ellis Law, P.C., has more than 30 years of experience in insurance law. We handle cases on both sides of personal injury, as well as civil litigation defense. As a result, we have a well-developed understanding of cases from all sides and we look forward putting this experience to work for you!

We handle bad faith insurance cases involving fire loss, poor underwriting practices and many other circumstances. Not all cases involve bad faith. We will evaluate your situation and assess whether your case has merit.

In one case we represented an insured whose home was covered by a prominent insurance company. The insured’s home was destroyed in a fire. The insurance company denied coverage on a number of grounds including alleged misrepresentations in the insurance application. Through our meticulous efforts and investigation, we were able to discern or able to prove the insurance company’s denial was based in large part on a practice known as “underwriting after the fact.” Through numerous depositions taken of the defendant’s officers and employees, and with the assistance of a local Tennessee insurance expert, we were able to prove that the standard of care that should be complied with was not in this instance. We were invited to mediation at which point the case settled for an undisclosed confidential amount. Our experience in this case will be of invaluable assistance in future bad faith actions against this and other defendants.

In addition to experience, we have the dedication necessary to provide the guidance our clients seek. We are a firm focused on client service.  As such, we do our best to provide the best possible legal counsel and obtain positive results for every client.


Experience can make all the difference. To discuss your case and your options for free, call our office at 865-951-2257 or contact us online here. Attorneys Martin Ellis and Daniel Ellis are available days, evenings and weekends. We are off the I-40 at the Cedar Bluff exit.  If needed, we will travel to your home, the hospital or another convenient location.